We know how it can be when planning to buy that first house, or make a change. Taking the time to understand a few simple tips can go a long way. Things have changed as well, if you’ve heard you have to have 20% as your downpayment, that is no longer true. There are several types of loans that allow for far less to be brought for a down payment. 

But, it is always a good idea to have some money set aside to give you a jump both on your down payment as well as other costs that might arise. That’s where we come in, starting with the below article by Nerdwallet. We found it very helpful with tips to get you started. It also goes over the different types of loans and down payments available, if you qualify. 

Our favorite tips, keep the money you are trying to save BOTH in a separate account as well as the right type of account. Also, automate those deposits whenever possible. No matter how small the amount is it will grow if you take it out automatically. This helps you avoid the temptation to spend it on something else. Soon, you won’t even believe how much you’ve saved. Then, you are in business, the business of buying or selling your home. 

That’s also the time to give us a call. We’ll be happy to help you plan everything else you will need. We will be there to guide you until all that is left is handing over the keys!   

Whether you are buying or selling, together we will build a relationship
that puts you first as we become your trusted real estate agent.